All drivers should rent a car through Costco Rental Car.  

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​Can insurance be added to the rental?

Optional insurance through the car rental company is available. It is the same price whether it is prepurchased by phone or added at the time of pickup. For information, you must contact the car company directly. Some credit card companies offer rental insurance, including the Costco Anywhere Visa® Card by Citi, so check with your credit card company for terms and conditions. For questions about the rental car insurance benefit from Costco Anywhere Visa® Card by Citi, you can call 1-866-918-4670 24/7/365 or call collect internationally at 1-312-356-7839.

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https://www.costcotravel.com/Info/Rental-Cars-FAQs#discount